Company Information

  

Address: 10/F, BUILDING 9, 91 JIANGUO ROAD
CHAOYANG DISTRICT 
City: BEIJING 
State:  
Zip Code: 100022 
Telephone: 86-10-5236-1830 

Description of Business

Primary SIC Code: 6199
(As filed with the SEC)  

We commenced our online consumer finance marketplace business in March 2012 as a business unit under our parent company, CreditEase, which remains as our parent company and controlling shareholder after our initial public offering in December 2015. CreditEase incorporated Yirendai Ltd. in the Cayman Islands to be our holding company in September 2014. Yirendai Ltd. then established a wholly owned subsidiary in Hong Kong, Yirendai Hong Kong Limited, or Yirendai HK, in October 2014, and Yirendai HK further established Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd., or Heng Ye, our wholly owned subsidiary in China, in January 2015. Yirendai HK further established Chongqing Heng Yu Da Technology Co., Ltd., or Heng Yu Da, our wholly owned subsidiary in China, in March 2016. Heng Ye further established Yi Ren Information Consulting (Beijing) Co., Ltd. or Yi Ren Information, our wholly owned subsidiary in China, in August 2017.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
12/20173.50NA12.56
12/20150.87NA10.86

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2017 Leverage 2017
Net Inc/Comm Equity1.22Total Liab/Total Assets0.60
Net Inc/Total Assets0.18Total Liab/Inv Cap1.59
Net Inc/Inv Cap0.48Total Liab/Comm Equity4.05
Pretax Inc/Net Sales0.32Interest Coverage RatioNA
Net Inc/Net Sales0.25Curr Debt/Equity0.04
Cash Flow/Net Sales0.49LTD/EquityNA
SG&A/NetSales0.62Total Debt/Equity0.04
Asset Utilization   Liquidity  
Net Receivables Turnover66.41Quick Ratio1.46
Inventory TurnoverNACurrent Ratio1.46
Inventory Day SalesNANet Rec/Curr Assets0.02
Net Sales/Work Cap2.66Inv/Curr AssetsNA
Net Sales/PP&E67.40  

Income Statement (Millions)

  12/31/2017 12/31/2016 12/31/2015 9/30/2015
Total Revenues(Net Sales) 851.25 465.93 202.30 137.98
Cost of Goods Sold 64.17 25.91 13.30 9.45
Selling & Admin Exps 529.50 283.93 125.80 84.62
Operating Income 257.58 156.09 63.20 43.91
Interest Exp NA NA NA NA
Pretax Income 269.19 158.64 62.19 44.18
Other Income 11.61 2.55 -1.01 0.27
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 210.66 160.64 42.40 30.78

Balance Sheet (Millions)

Assets 12/31/2017 12/31/2016 12/31/2015 9/30/2015
Cash & Short Term Investments 711.93 495.49 209.45 81.80
Receivables - Total 21.28 4.35 26.16 27.40
Inventories - Total NA NA NA NA
Total Current Assets 1,018.94 620.40 307.68 147.14
Net Property, Plant & Equipment 12.63 5.11 2.49 1.40
Total Assets 1,154.59 688.31 337.26 165.39
Liabilities        
Accounts Payable 217.80 84.82 45.64 32.60
Debt in Current Liabilities 17.42 60.25 38.95 NA
Total Current Liabilities 698.50 380.38 186.81 99.98
Long-Term Debt NA NA NA NA
Total Liabilities 698.50 380.38 186.81 99.98
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock NA NA NA NA
Common Stock 0.01 0.01 0.01 0.01
Retained Earnings 281.80 169.38 28.48 16.13
Treasury Stock NA NA NA NA
Total Stockholders' Equity 456.09 307.92 150.45 65.40
Total Liabilities and Stockholders' Equity 1,154.59 688.31 337.26 165.39

Cash Flow Summary (Millions)

Categories 12/31/2017 12/31/2016 12/31/2015 9/30/2015
Net Cash Provided by Operating Activities 417.16 304.11 132.64 34.01
Net Cash Provided by Investing Activities -57.52 -204.57 -43.52 -14.03
Net Cash Provided by Financing Activities -130.44 19.47 115.49 0.01

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/20133.13-8.34--
12/201431.68-4.47--
12/2015202.3042.400.87
12/2016465.93160.64--
12/2017851.25210.663.50
Growth Rates306.06----

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional06/30/18938,1126.68




Report Date : 7/17/2018

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