Company Information

  

Address: 10/F, BUILDING 9, 91 JIANGUO ROAD
CHAOYANG DISTRICT 
City: BEIJING 
State:  
Zip Code: 100022 
Telephone: 86-10-5236-1830 

Description of Business

Primary SIC Code: 6199
(As filed with the SEC)  

We commenced our online consumer finance marketplace business in March 2012 as a business unit under our parent company, CreditEase, which remains as our parent company and controlling shareholder after our initial public offering in December 2015. CreditEase incorporated Yirendai Ltd. in the Cayman Islands to be our holding company in September 2014. Yirendai Ltd. then established a wholly owned subsidiary in Hong Kong, Yirendai Hong Kong Limited, or Yirendai HK, in October 2014, and Yirendai HK further established Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd., or Heng Ye, our wholly owned subsidiary in China, in January 2015. Yirendai HK further established Chongqing Heng Yu Da Technology Co., Ltd., or Heng Yu Da, our wholly owned subsidiary in China, in March 2016.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
12/20150.87NA10.86

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity1.20Total Liab/Total Assets0.55
Net Inc/Total Assets0.23Total Liab/Inv Cap1.54
Net Inc/Inv Cap0.65Total Liab/Comm Equity2.83
Pretax Inc/Net Sales0.34Interest Coverage RatioNA
Net Inc/Net Sales0.34Curr Debt/Equity0.20
Cash Flow/Net Sales0.65LTD/EquityNA
SG&A/NetSales0.61Total Debt/Equity0.20
Asset Utilization   Liquidity  
Net Receivables Turnover30.54Quick Ratio1.63
Inventory TurnoverNACurrent Ratio1.63
Inventory Day SalesNANet Rec/Curr Assets0.01
Net Sales/Work Cap1.94Inv/Curr AssetsNA
Net Sales/PP&E91.20  

Income Statement (Millions)

  12/31/2016 12/31/2015 9/30/2015 6/30/2015
Total Revenues(Net Sales) 465.93 202.30 137.98 79.01
Cost of Goods Sold 25.91 13.30 9.45 5.08
Selling & Admin Exps 283.93 125.80 84.62 50.17
Operating Income 156.09 63.20 43.91 23.76
Interest Exp NA NA NA NA
Pretax Income 158.64 62.19 44.18 23.80
Other Income 2.55 -1.01 0.27 0.04
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 160.64 42.40 30.78 17.30

Balance Sheet (Millions)

Assets 12/31/2016 12/31/2015 9/30/2015 6/30/2015
Cash & Short Term Investments 495.49 209.45 81.80 51.45
Receivables - Total 4.35 26.16 27.40 32.69
Inventories - Total NA NA NA NA
Total Current Assets 620.40 307.68 147.14 149.15
Net Property, Plant & Equipment 5.11 2.49 1.40 1.17
Total Assets 688.31 337.26 165.39 161.69
Liabilities        
Accounts Payable 84.82 45.64 32.60 64.71
Debt in Current Liabilities 60.25 38.95 NA NA
Total Current Liabilities 380.38 186.81 99.98 108.31
Long-Term Debt NA NA NA NA
Total Liabilities 380.38 186.81 99.98 108.31
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock NA NA NA NA
Common Stock 0.01 0.01 0.01 0.01
Retained Earnings 169.38 28.48 16.13 2.66
Treasury Stock NA NA NA NA
Total Stockholders' Equity 307.92 150.45 65.40 53.38
Total Liabilities and Stockholders' Equity 688.31 337.26 165.39 161.69

Cash Flow Summary (Millions)

Categories 12/31/2016 12/31/2015 9/30/2015 6/30/2015
Net Cash Provided by Operating Activities 304.11 132.64 34.01 18.30
Net Cash Provided by Investing Activities -204.57 -43.52 -14.03 -0.82
Net Cash Provided by Financing Activities 19.47 115.49 0.01 0.00

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/20133.13-8.34--
12/201431.68-4.47--
12/2015202.3042.400.87
12/2016465.93160.64--
Growth Rates429.92----

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/17693,9693.39




Report Date : 10/16/2017

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