Company Information

  

Address: 200 LAKE STREET EAST
MAIL CODE EX-03-A 
City: WAYZATA 
State: MN 
Zip Code: 55391-1693 
Telephone: 952-745-2760 

Description of Business

Primary SIC Code: 6021
(As filed with the SEC)  

TCF Financial Corporation (together with its direct and indirect subsidiaries, "we," "us," "our," "TCF" or the "Company"), a Delaware corporation incorporated on April 28, 1987, is a national bank holding company based in Wayzata, Minnesota. References herein to "TCF Financial" or the "Holding Company" refer to TCF Financial Corporation on an unconsolidated basis. Its principal subsidiary, TCF National Bank ("TCF Bank"), is headquartered in Sioux Falls, South Dakota. TCF Bank operates bank branches in Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona and South Dakota (TCF's primary banking markets). TCF delivers retail banking products in 45 states and commercial banking products in 37 states.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
09/20171.13NA15.08
06/20171.160.07513.74
03/20171.140.07514.93
12/20161.150.07517.03
09/20161.160.07512.51
06/20161.140.07511.10
03/20161.120.07510.95
12/20151.070.07513.20

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity0.26Total Liab/Total Assets0.89
Net Inc/Total Assets0.01Total Liab/Inv Cap0.89
Net Inc/Inv Cap0.01Total Liab/Comm Equity23.33
Pretax Inc/Net Sales0.24Interest Coverage Ratio17.23
Net Inc/Net Sales0.15Curr Debt/Equity0.00
Cash Flow/Net Sales0.21LTD/EquityNA
SG&A/NetSales0.62Total Debt/Equity0.00
Asset Utilization   Liquidity  
Net Receivables TurnoverNAQuick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E3.34  

Income Statement (Millions)

  9/30/2017 6/30/2017 3/31/2017 12/31/2016
Total Revenues(Net Sales) 366.84 363.18 345.82 347.33
Cost of Goods Sold 17.02 14.44 13.72 15.05
Selling & Admin Exps 219.34 220.62 232.76 214.45
Operating Income NA NA NA NA
Interest Exp 6.49 6.92 6.48 5.16
Pretax Income 93.75 89.29 69.43 81.87
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 60.53 60.43 46.28 50.09

Balance Sheet (Millions)

Assets 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Cash & Short Term Investments 2,562.90 2,360.47 2,202.49 2,289.07
Receivables - Total NA NA NA NA
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 425.11 423.75 423.06 418.37
Total Assets 23,005.04 22,054.65 21,836.57 21,441.33
Liabilities        
Accounts Payable 918.45 710.73 633.73 676.59
Debt in Current Liabilities 0.00 8.53 5.43 4.39
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 20,428.43 19,527.59 19,372.46 19,013.84
Stockholder's Equity        
Minority Interest 19.91 22.77 26.55 17.16
Preferred Stock 265.97 263.24 263.24 263.24
Common Stock 1.72 1.72 1.71 1.71
Retained Earnings 1,488.97 1,453.36 1,410.42 1,382.90
Treasury Stock -30.87 -32.19 -33.59 -49.42
Total Stockholders' Equity 2,576.61 2,527.07 2,464.11 2,427.48
Total Liabilities and Stockholders' Equity 23,005.04 22,054.65 21,836.57 21,441.33

Cash Flow Summary (Millions)

Categories 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Net Cash Provided by Operating Activities 107.03 87.75 -142.16 -35.10
Net Cash Provided by Investing Activities -801.91 -57.48 -391.38 -366.60
Net Cash Provided by Financing Activities 855.15 52.61 392.53 354.83

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/20121,375.05-212.88-1.37
12/20131,268.60151.670.82
12/20141,307.50174.190.94
12/20151,333.93197.121.07
12/20161,396.63212.121.15
Growth Rates0.39----

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/17292144,16883.85




Report Date : 12/4/2017

Powered By Edgar Online © 2017EDGAR®Online, a division of Donnelley Financial Solutions. EDGAR® is a federally registered trademark of the U.S. Securities and Exchange Commission. EDGAR Online is not affiliated with or approved by the U.S. Securities and Exchange Commission.