Company Information

  

Address: 200 LAKE STREET EAST
MAIL CODE EX-03-A 
City: WAYZATA 
State: MN 
Zip Code: 55391-1693 
Telephone: 952-745-2760 

Description of Business

Primary SIC Code: 6021
(As filed with the SEC)  

TCF Financial Corporation (together with its direct and indirect subsidiaries, "we," "us," "our," "TCF" or the "Company"), a Delaware corporation incorporated on April 28, 1987, is a national bank holding company based in Wayzata, Minnesota. References herein to "TCF Financial" or the "Holding Company" refer to TCF Financial Corporation on an unconsolidated basis. TCF's principal subsidiary, TCF National Bank ("TCF Bank"), is headquartered in Sioux Falls, South Dakota. TCF Bank operates bank branches in Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona and South Dakota (TCF's primary banking markets). TCF delivers consumer banking services in 46 states and commercial banking services in 34 states. TCF also conducts commercial leasing and equipment finance business in all 50 states and, to a limited extent, in foreign countries and commercial inventory finance business in all 50 states and Canada and, to a limited extent, in other foreign countries.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
06/20181.59NA15.48
03/20181.580.15014.44
12/20171.440.07514.24
09/20171.13NA15.08
06/20171.160.07513.74
03/20171.140.07514.93
12/20161.150.07517.03
09/20161.160.07512.51

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2017 Leverage 2017
Net Inc/Comm Equity0.32Total Liab/Total Assets0.88
Net Inc/Total Assets0.01Total Liab/Inv Cap0.88
Net Inc/Inv Cap0.01Total Liab/Comm Equity24.27
Pretax Inc/Net Sales0.17Interest Coverage Ratio9.82
Net Inc/Net Sales0.18Curr Debt/EquityNA
Cash Flow/Net Sales0.16LTD/EquityNA
SG&A/NetSales0.68Total Debt/EquityNA
Asset Utilization   Liquidity  
Net Receivables TurnoverNAQuick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E3.48  

Income Statement (Millions)

  6/30/2018 3/31/2018 12/31/2017 9/30/2017
Total Revenues(Net Sales) 400.43 387.47 391.52 366.84
Cost of Goods Sold 23.95 22.51 20.85 17.02
Selling & Admin Exps 254.09 228.71 331.31 219.34
Operating Income NA NA NA NA
Interest Exp 11.57 9.55 7.92 6.49
Pretax Income 78.63 98.06 -7.31 93.75
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 58.75 73.76 101.40 60.53

Balance Sheet (Millions)

Assets 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Cash & Short Term Investments 3,083.28 2,792.90 2,575.02 2,562.90
Receivables - Total NA NA NA NA
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 430.96 427.50 421.55 425.11
Total Assets 23,184.46 23,385.05 23,002.16 23,005.04
Liabilities        
Accounts Payable 761.28 677.68 737.12 918.45
Debt in Current Liabilities 0.76 0.78 0.00 0.00
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 20,703.53 20,862.54 20,339.40 20,428.43
Stockholder's Equity        
Minority Interest 23.65 28.44 17.83 19.91
Preferred Stock 169.30 169.30 265.82 265.97
Common Stock 1.74 1.73 1.72 1.72
Retained Earnings 1,649.45 1,618.04 1,577.31 1,488.97
Treasury Stock -164.11 -97.80 -40.80 -30.87
Total Stockholders' Equity 2,480.93 2,522.51 2,662.76 2,576.61
Total Liabilities and Stockholders' Equity 23,184.46 23,385.05 23,002.16 23,005.04

Cash Flow Summary (Millions)

Categories 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Net Cash Provided by Operating Activities 146.45 116.91 186.84 107.03
Net Cash Provided by Investing Activities 182.78 -543.80 -168.89 -801.91
Net Cash Provided by Financing Activities -336.25 394.00 -107.91 855.15

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/20131,268.60151.670.82
12/20141,307.50174.190.94
12/20151,333.93197.121.07
12/20161,396.63212.121.15
12/20171,467.36268.641.44
Growth Rates3.7115.3615.12

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional06/30/18337140,83783.99




Report Date : 9/24/2018

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