Company Information

  

Address: 5 BISSELL ST
PO BOX 1868 
City: LAKEVILLE 
State: CT 
Zip Code: 06039-1868 
Telephone: 860-435-9801 

Description of Business

Primary SIC Code: 6035
(As filed with the SEC)  

Salisbury Bancorp, Inc., a Connecticut corporation, formed in 1998, is the bank holding company for Salisbury Bank and Trust Company (the "Bank"), a Connecticut-chartered and Federal Deposit Insurance Corporation (the "FDIC") insured commercial bank headquartered in Lakeville, Connecticut. Salisbury's common stock is traded on the NASDAQ Capital Market under the symbol "SAL." Salisbury's principal business consists of its operation and control of the business of the Bank. The Bank, formed in 1848, currently provides commercial banking, consumer financing, retail banking and trust and wealth advisory services through a network of thirteen banking offices and nine ATMs located in: Litchfield County, Connecticut; Dutchess and Orange Counties, New York; and Berkshire County, Massachusetts and through its internet website (salisburybank.com).  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
09/20172.390.28019.48
06/20172.490.28016.49
03/20172.460.28015.75
12/20162.410.28015.56
06/20162.650.28011.24
03/20162.770.28011.48
12/20153.020.28011.08
09/20152.310.28012.52

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity0.16Total Liab/Total Assets0.90
Net Inc/Total Assets0.01Total Liab/Inv Cap0.94
Net Inc/Inv Cap0.01Total Liab/Comm Equity19.86
Pretax Inc/Net Sales0.22Interest Coverage Ratio6.56
Net Inc/Net Sales0.16Curr Debt/Equity0.45
Cash Flow/Net Sales0.27LTD/EquityNA
SG&A/NetSales0.63Total Debt/Equity0.45
Asset Utilization   Liquidity  
Net Receivables Turnover17.90Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E2.33  

Income Statement (Millions)

  9/30/2017 6/30/2017 3/31/2017 12/31/2016
Total Revenues(Net Sales) 10.73 10.75 10.93 11.01
Cost of Goods Sold 0.68 0.58 0.52 0.58
Selling & Admin Exps 6.85 6.73 7.30 7.26
Operating Income NA NA NA NA
Interest Exp 0.44 0.45 0.44 0.41
Pretax Income 2.39 2.50 2.20 2.10
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 1.69 1.88 1.60 1.52

Balance Sheet (Millions)

Assets 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Cash & Short Term Investments 137.95 145.86 121.65 118.32
Receivables - Total 2.52 2.30 2.43 2.42
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 20.27 20.00 18.41 18.17
Total Assets 979.47 974.81 939.55 935.37
Liabilities        
Accounts Payable 6.08 5.38 6.27 6.32
Debt in Current Liabilities 31.89 49.43 55.10 42.72
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 881.94 878.26 844.33 841.36
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock NA NA NA NA
Common Stock 0.28 0.28 0.28 0.28
Retained Earnings 54.37 53.45 52.35 51.52
Treasury Stock NA NA NA NA
Total Stockholders' Equity 97.53 96.55 95.22 94.01
Total Liabilities and Stockholders' Equity 979.47 974.81 939.55 935.37

Cash Flow Summary (Millions)

Categories 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Net Cash Provided by Operating Activities 3.04 1.10 3.04 1.89
Net Cash Provided by Investing Activities -17.19 17.93 0.25 -15.31
Net Cash Provided by Financing Activities 2.16 1.07 2.51 6.27

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/201229.974.082.28
12/201328.064.082.30
12/201429.112.521.32
12/201541.888.463.02
12/201642.346.682.41
Growth Rates9.0213.161.40

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/17282749.85




Report Date : 12/11/2017

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