Company Information

  

Address: 254 MU?OZ RIVERA AVENUE  
City: SAN JUAN 
State:  
Zip Code: 00918 
Telephone: 787-771-6800 

Description of Business

Primary SIC Code: 6022
(As filed with the SEC)  

The Company is a publicly-owned financial holding company incorporated on June 14, 1996 under the laws of the Commonwealth of Puerto Rico, providing a full range of banking and financial services through its subsidiaries. The Company is subject to the provisions of the U.S. Bank Holding Company Act of 1956, as amended, (the "BHC Act") and accordingly, subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the "Federal Reserve Board"). The Company provides comprehensive banking and financial services to its clients through a complete range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial services, and investment brokerage; and corporate and individual trust and retirement services.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
06/20171.110.0609.01
03/20171.050.06011.24
12/20161.030.06012.72
09/20160.660.06015.32
06/20160.410.06020.24
03/2016-0.270.060N/E
12/2015-0.370.060N/E
09/20150.090.10097.00

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity0.12Total Liab/Total Assets0.86
Net Inc/Total Assets0.01Total Liab/Inv Cap0.97
Net Inc/Inv Cap0.01Total Liab/Comm Equity11.42
Pretax Inc/Net Sales0.20Interest Coverage Ratio4.05
Net Inc/Net Sales0.14Curr Debt/Equity0.82
Cash Flow/Net Sales0.19LTD/Equity0.00
SG&A/NetSales0.51Total Debt/Equity0.83
Asset Utilization   Liquidity  
Net Receivables Turnover10.69Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E3.59  

Income Statement (Millions)

  6/30/2017 3/31/2017 12/31/2016 9/30/2016
Total Revenues(Net Sales) 110.83 105.25 104.74 110.80
Cost of Goods Sold 7.65 7.35 7.43 7.33
Selling & Admin Exps 52.82 51.68 52.38 54.93
Operating Income NA NA NA NA
Interest Exp 2.73 4.21 5.15 6.33
Pretax Income 21.10 24.35 26.40 18.75
Other Income -0.08 0.00 0.00 0.00
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 17.10 15.15 15.56 15.12

Balance Sheet (Millions)

Assets 6/30/2017 3/31/2017 12/31/2016 9/30/2016
Cash & Short Term Investments 1,698.95 1,875.79 1,872.95 1,806.93
Receivables - Total 42.54 42.84 43.99 36.01
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 120.06 117.34 117.93 116.85
Total Assets 6,235.83 6,414.61 6,501.82 6,592.11
Liabilities        
Accounts Payable 62.26 66.70 95.37 89.76
Debt in Current Liabilities 591.21 636.31 759.27 764.22
Total Current Liabilities NA NA NA NA
Long-Term Debt 1.88 1.97 2.44 4.31
Total Liabilities 5,296.86 5,483.18 5,581.41 5,667.18
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock 176.00 176.00 176.00 176.00
Common Stock 52.63 52.63 52.63 52.63
Retained Earnings 194.69 185.38 177.81 169.86
Treasury Stock -104.50 -104.50 -104.86 -104.87
Total Stockholders' Equity 938.97 931.43 920.41 924.93
Total Liabilities and Stockholders' Equity 6,235.83 6,414.61 6,501.82 6,592.11

Cash Flow Summary (Millions)

Categories 6/30/2017 3/31/2017 12/31/2016 9/30/2016
Net Cash Provided by Operating Activities -19.36 25.00 31.70 15.56
Net Cash Provided by Investing Activities 161.36 21.65 76.56 96.75
Net Cash Provided by Financing Activities -144.96 -76.82 -107.09 -120.09

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/2012286.8624.56--
12/2013510.7398.451.73
12/2014502.5885.181.50
12/2015459.04-2.50-0.37
12/2016423.4159.191.03
Growth Rates10.22----

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/1716342,60996.96




Report Date : 10/16/2017

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