Company Information

  

Address: 813 SHADES CREEK PARKWAY
SUITE 100 
City: BIRMINGHAM 
State: AL 
Zip Code: 35209 
Telephone: (205) 313-8101 

Description of Business

Primary SIC Code: 6021
(As filed with the SEC)  

We are a bank holding company headquartered in Birmingham, Alabama, that has elected to become a "financial holding company" under the Bank Holding Company Act of 1956, as amended (the "BHCA"). We engage in the business of banking through our wholly-owned banking subsidiary, National Bank of Commerce, which we may refer to as "the Bank" or "NBC." Through the Bank, we provide a broad array of financial services to businesses, business owners, and professionals. We operate seven full-service banking offices in Alabama, located in Birmingham, Huntsville, Auburn-Opelika, and Baldwin County, and ten full-service banking offices in Florida, located in Longwood, Winter Park, Orlando, Oviedo, Tavares, Ormond Beach, Port Orange, St. Augustine Beach and Vero Beach. Certain of our Florida offices operate under the trade names "United Legacy Bank" and "Reunion Bank of Florida." During 2016, we also expanded our operations into Georgia.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
09/20171.82NA23.52
06/20171.79NA22.10
03/20171.72NA21.28
12/20161.61NA23.07
12/20151.02NA24.56

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity0.09Total Liab/Total Assets0.88
Net Inc/Total Assets0.01Total Liab/Inv Cap0.89
Net Inc/Inv Cap0.01Total Liab/Comm Equity8.38
Pretax Inc/Net Sales0.33Interest Coverage Ratio23.98
Net Inc/Net Sales0.20Curr Debt/Equity0.03
Cash Flow/Net Sales0.33LTD/EquityNA
SG&A/NetSales0.55Total Debt/Equity0.03
Asset Utilization   Liquidity  
Net Receivables Turnover23.18Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E2.61  

Income Statement (Millions)

  9/30/2017 6/30/2017 3/31/2017 12/31/2016
Total Revenues(Net Sales) 32.83 31.57 30.34 22.50
Cost of Goods Sold 2.10 2.05 2.01 1.58
Selling & Admin Exps 17.71 17.39 18.11 11.96
Operating Income NA NA NA NA
Interest Exp 0.46 0.46 0.46 0.46
Pretax Income 11.10 10.16 9.25 7.88
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 6.70 6.45 5.92 4.91

Balance Sheet (Millions)

Assets 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Cash & Short Term Investments 256.45 336.93 425.46 324.88
Receivables - Total 5.78 5.08 4.79 4.13
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 53.75 35.14 37.00 33.95
Total Assets 2,549.13 2,418.05 2,445.15 1,950.78
Liabilities        
Accounts Payable 1.14 0.71 0.86 0.83
Debt in Current Liabilities 7.94 7.00 7.00 7.00
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 2,158.05 2,062.16 2,135.15 1,721.05
Stockholder's Equity        
Minority Interest 7.50 7.37 7.43 7.31
Preferred Stock 0.00 0.00 0.00 0.00
Common Stock 0.15 0.14 0.13 0.11
Retained Earnings 43.07 36.37 29.92 24.01
Treasury Stock NA NA NA NA
Total Stockholders' Equity 391.09 355.89 310.00 229.74
Total Liabilities and Stockholders' Equity 2,549.13 2,418.05 2,445.15 1,950.78

Cash Flow Summary (Millions)

Categories 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Net Cash Provided by Operating Activities 14.29 10.11 26.30 -0.02
Net Cash Provided by Investing Activities -69.21 -66.75 -50.99 -73.27
Net Cash Provided by Financing Activities -35.29 -37.33 126.13 167.66

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/201224.622.06--
12/201328.614.01--
12/201436.375.40--
12/201563.309.601.02
12/201688.5217.851.61
Growth Rates37.7171.64--

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/17917,08147.90




Report Date : 12/4/2017

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