Company Information

  

Address: 479 MAIN STREET  
City: HAZARD 
State: KY 
Zip Code: 41702 
Telephone: (606) 436-3860 

Description of Business

Primary SIC Code: 6035
(As filed with the SEC)  

This report contains certain "forward-looking statements" within the meaning of the federal securities laws. These statements are not historical facts, rather statements based on Kentucky First Federal Bancorp's current expectations regarding its business strategies, intended results and future performance. Forward-looking statements are preceded by terms such as "expects," "believes," "anticipates," "intends" and similar expressions. Management's ability to predict results or the effect of future plans or strategies is inherently uncertain. Factors which could affect actual results include the following: interest rate trends; the general economic climate in the market areas in which Kentucky First Federal Bancorp operates, as well as nationwide; Kentucky First Federal Bancorp's ability to control costs and expenses; competitive products and pricing; loan delinquency rates; and changes in federal and state legislation and regulation.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
06/20170.110.10085.85
03/20170.140.10071.07
12/20160.180.10049.92
09/20160.160.10052.50
06/20160.180.10045.56
03/20160.080.100109.40
09/20150.260.10032.69
06/20150.250.10033.52

Key Financial Ratios and Statistics

FYE: 06/30

Profitability 2017 Leverage 2017
Net Inc/Comm Equity0.03Total Liab/Total Assets0.78
Net Inc/Total Assets0.00Total Liab/Inv Cap0.96
Net Inc/Inv Cap0.00Total Liab/Comm Equity7.14
Pretax Inc/Net Sales0.12Interest Coverage Ratio4.30
Net Inc/Net Sales0.08Curr Debt/Equity0.83
Cash Flow/Net Sales0.18LTD/EquityNA
SG&A/NetSales0.73Total Debt/Equity0.83
Asset Utilization   Liquidity  
Net Receivables Turnover15.01Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E1.89  

Income Statement (Millions)

  6/30/2017 3/31/2017 12/31/2016 9/30/2016
Total Revenues(Net Sales) 2.88 2.95 2.89 2.96
Cost of Goods Sold 0.26 0.26 0.25 0.25
Selling & Admin Exps 2.10 2.14 2.09 2.16
Operating Income NA NA NA NA
Interest Exp 0.15 0.12 0.09 0.08
Pretax Income 0.34 0.26 0.39 0.46
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 0.22 0.17 0.25 0.30

Balance Sheet (Millions)

Assets 6/30/2017 3/31/2017 12/31/2016 9/30/2016
Cash & Short Term Investments 25.05 26.54 33.16 28.38
Receivables - Total 0.75 0.89 0.81 0.77
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 6.17 6.31 6.31 6.32
Total Assets 308.49 305.27 305.85 295.11
Liabilities        
Accounts Payable 0.02 0.03 0.03 0.02
Debt in Current Liabilities 55.78 53.84 53.11 39.15
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 241.34 238.02 238.39 227.62
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock 0.00 0.00 0.00 0.00
Common Stock 0.09 0.09 0.09 0.09
Retained Earnings 34.18 34.34 34.54 34.66
Treasury Stock -1.36 -1.36 -0.94 -0.94
Total Stockholders' Equity 67.15 67.25 67.46 67.49
Total Liabilities and Stockholders' Equity 308.49 305.27 305.85 295.11

Cash Flow Summary (Millions)

Categories 6/30/2017 3/31/2017 12/31/2016 9/30/2016
Net Cash Provided by Operating Activities 0.56 0.47 0.53 0.55
Net Cash Provided by Investing Activities -3.47 0.48 -12.03 -2.86
Net Cash Provided by Financing Activities 3.06 -0.81 10.37 2.85

Annual Summary Data (Millions)

Year Sales Net Income EPS
06/201313.482.920.37
06/201413.491.930.23
06/201512.902.070.25
06/201612.021.500.18
06/201711.680.940.11
Growth Rates-3.53-24.75-26.16

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/17122172.58




Report Date : 10/16/2017

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