Company Information

  

Address: 204 MAIN STREET  
City: FORT LEE 
State: NJ 
Zip Code: 07024 
Telephone: (201) 944-8600 

Description of Business

Primary SIC Code: 6022
(As filed with the SEC)  

Bancorp of New Jersey, Inc., is referred to herein as "we" or the "Company". The Company is a one-bank holding company incorporated under the laws of the State of New Jersey in November, 2006 to serve as a holding company for Bank of New Jersey, referred to as the "Bank." (Unless the context otherwise requires, all references to the "Company" in this annual report shall be deemed to refer also to the Bank). The Company was organized at the direction of the board of directors of the Bank for the purpose of acquiring all of the capital stock of the Bank. On July 31, 2007, the Company became the bank holding company of the Bank. During the third quarter of 2014, the Bank formed BONJ-New Jersey Investment Company, a New Jersey corporation; BONJ- Delaware Investment Company, a Delaware corporation; and BONJ REIT Inc., a New Jersey corporation.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
06/20170.61NA26.17
03/20170.54NA26.75
12/20160.61NA21.09
09/20160.540.05719.95
06/20160.630.05717.68
12/20150.750.05714.09
09/20150.700.05715.60
06/20150.710.05715.35

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2016 Leverage 2016
Net Inc/Comm Equity0.07Total Liab/Total Assets0.91
Net Inc/Total Assets0.00Total Liab/Inv Cap0.93
Net Inc/Inv Cap0.01Total Liab/Comm Equity12.11
Pretax Inc/Net Sales0.19Interest Coverage Ratio15.44
Net Inc/Net Sales0.13Curr Debt/Equity0.32
Cash Flow/Net Sales0.20LTD/EquityNA
SG&A/NetSales0.53Total Debt/Equity0.32
Asset Utilization   Liquidity  
Net Receivables Turnover13.66Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E2.26  

Income Statement (Millions)

  9/30/2017 6/30/2017 3/31/2017 12/31/2016
Total Revenues(Net Sales) 8.31 8.28 7.89 7.78
Cost of Goods Sold 1.89 1.88 1.65 1.58
Selling & Admin Exps 4.09 4.25 4.42 4.53
Operating Income NA NA NA NA
Interest Exp 0.06 0.07 0.09 0.10
Pretax Income 2.13 2.02 1.66 1.53
Other Income NA NA NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 1.35 1.29 1.06 1.00

Balance Sheet (Millions)

Assets 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Cash & Short Term Investments 170.48 176.86 161.68 148.89
Receivables - Total 2.64 2.29 2.53 2.37
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 14.25 14.19 14.14 14.11
Total Assets 877.88 865.88 859.67 822.44
Liabilities        
Accounts Payable 2.78 2.32 2.50 2.30
Debt in Current Liabilities 15.05 16.71 23.36 25.01
Total Current Liabilities NA NA NA NA
Long-Term Debt NA NA NA NA
Total Liabilities 794.29 785.58 781.15 745.30
Stockholder's Equity        
Minority Interest NA NA NA NA
Preferred Stock NA NA NA NA
Common Stock 69.44 67.49 61.77 61.52
Retained Earnings 14.24 12.89 16.88 15.81
Treasury Stock NA NA NA NA
Total Stockholders' Equity 83.60 80.29 78.52 77.14
Total Liabilities and Stockholders' Equity 877.88 865.88 859.67 822.44

Cash Flow Summary (Millions)

Categories 9/30/2017 6/30/2017 3/31/2017 12/31/2016
Net Cash Provided by Operating Activities 1.40 1.71 1.53 1.69
Net Cash Provided by Investing Activities -24.55 18.62 -22.18 -3.41
Net Cash Provided by Financing Activities 10.08 4.96 35.83 -13.74

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/201223.844.200.77
12/201325.184.650.83
12/201428.053.790.67
12/201531.844.810.75
12/201631.904.000.61
Growth Rates7.56-1.21-5.66

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional09/30/171672610.57




Report Date : 12/11/2017

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